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The Frugal Filipina
Dec 28, 20211 min read
Personal Finance Game Changers of 2021
Digital Banks - They have changed the landscape of the banking industry. With higher interest rates than traditional banks at 2.5-6%,...
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The Frugal Filipina
Nov 17, 20212 min read
How much do you need to save by age to have ₱10M, ₱20M, ₱30M by retirement?
From our previous post, we did the math and concluded that a middle middle-class earner will need at least 11M by retirement to live...
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The Frugal Filipina
Nov 17, 20213 min read
How much do Filipinos need to retire?
Imagine lounging by the beach and traveling the world. With lots of free time on your hands, you can do things you wanted to do, like...
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The Frugal Filipina
Sep 5, 20214 min read
Should you invest in Mutual Funds?
What is a Mutual Fund? It is a company that pools money from many investors and invests them in different types of assets such as stocks,...
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The Frugal Filipina
Sep 4, 20212 min read
Why do Management fees matter?
This is a very controversial topic, especially for Investment/Insurance companies and banks that have high management fees on their...
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The Frugal Filipina
Aug 22, 20216 min read
Where do I start? A Guide to Building a Solid Financial Foundation
One mistake that most beginners make when trying to figure out how to manage their money is thinking that personal finance is just all...
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The Frugal Filipina
Aug 17, 20212 min read
Emergency Funds: How much is "enough"?
The general rule of thumb suggested by financial gurus is 3-6 months' worth of expenses/income. Is it really enough? My personal opinion...
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The Frugal Filipina
Oct 8, 20202 min read
Why do we need to save money?
"Money can't buy happiness." We saw this motivational quote once or twice before. However, I beg to disagree with this because in our...
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The Frugal Filipina
Oct 8, 20202 min read
Which one are you? Frugal, Thrifty or Cheap?
These are terms used interchangeably all the time but one of them actually hurts you more than it benefits you.
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