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There's more to life than working and paying bills. The Frugal Filipina serves as a vessel to project my passion in financial literacy, getting out of the hamster wheel and clue in my loyal readers as to what inspires me in this crazy world. So, sit back, relax, and read on.

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Personal Finance Game Changers of 2021

The Frugal Filipina

Dec 28, 20211 min read

Personal Finance Game Changers of 2021

Digital Banks - They have changed the landscape of the banking industry. With higher interest rates than traditional banks at 2.5-6%,...

How much do you need to save by age to have ₱10M, ₱20M, ₱30M by retirement?

The Frugal Filipina

Nov 17, 20212 min read

How much do you need to save by age to have ₱10M, ₱20M, ₱30M by retirement?

From our previous post, we did the math and concluded that a middle middle-class earner will need at least 11M by retirement to live...

How much do Filipinos need to retire?

The Frugal Filipina

Nov 17, 20213 min read

How much do Filipinos need to retire?

Imagine lounging by the beach and traveling the world. With lots of free time on your hands, you can do things you wanted to do, like...

Should you invest in Mutual Funds?

The Frugal Filipina

Sep 5, 20214 min read

Should you invest in Mutual Funds?

What is a Mutual Fund? It is a company that pools money from many investors and invests them in different types of assets such as stocks,...

Why do Management fees matter?

The Frugal Filipina

Sep 4, 20212 min read

Why do Management fees matter?

This is a very controversial topic, especially for Investment/Insurance companies and banks that have high management fees on their...

Where do I start? A Guide to Building a Solid Financial Foundation

The Frugal Filipina

Aug 22, 20216 min read

Where do I start? A Guide to Building a Solid Financial Foundation

One mistake that most beginners make when trying to figure out how to manage their money is thinking that personal finance is just all...

Emergency Funds: How much is "enough"?

The Frugal Filipina

Aug 17, 20212 min read

Emergency Funds: How much is "enough"?

The general rule of thumb suggested by financial gurus is 3-6 months' worth of expenses/income. Is it really enough? My personal opinion...

Why do we need to save money?

The Frugal Filipina

Oct 8, 20202 min read

Why do we need to save money?

"Money can't buy happiness." We saw this motivational quote once or twice before. However, I beg to disagree with this because in our...

Which one are you? Frugal, Thrifty or Cheap?

The Frugal Filipina

Oct 8, 20202 min read

Which one are you? Frugal, Thrifty or Cheap?

These are terms used interchangeably all the time but one of them actually hurts you more than it benefits you.

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